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interest rates

Jerome H. Powell
Fintech
·May. 5, 2022

Fed raises rates: inflation hurting non-prime consumers

Wednesday, Federal Reserve chair Jerome Powell announced the fed would raise interest a half a percent to combat post-pandemic inflation.
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Real EstateFintechUSA
·Jul. 10, 2020

Blend Now Processing More than $3 Billion in Mortgages and Consumer Loans Per Day

Mortgage fintech Blend is on a roll; Blend’s customer base now accounts for more than 25% of the $2.1 trillion...
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FintechUSANews Roundup
·Mar. 31, 2020

LendingClub Increasing Interest Rates

LendingClub is increasing their interest rates to new borrowers ranging from 2% to 4% depending on the loan grade; LendingClub...
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USAEuropeNews RoundupFintech
·Mar. 17, 2020

Banks Worried Low Rates Will Cut Margins and Not Spur Borrowing

The Fed took the unprecedented step of cutting rates to near zero to help ease the blow of Coronavirus and...
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News RoundupFintechUSA
·Mar. 11, 2020

Rent-a-Banks and High Cost Lending

California has capped interest rates at around 37% per year on some consumer loans; despite this companies are able to...
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FintechUSA
·Jul. 29, 2020

Oportun Capping Rates at 36% and Pausing Collections

Oportun is making some changes in response to the pandemic; they have decided to dismiss all pending collections cases as...
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FintechUSANews Roundup
·Apr. 1, 2020

LendingClub’s Update to Borrowers and Investors Amid COVID-19 Pandemic

Given LendingClub is a platform serving borrowers and investors there is a lot of transparency on what changes they are...
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News RoundupFintechUSA
·Mar. 19, 2020

Fintechs Slash Rates and Lose Potential Selling Point

Fintechs have started to follow the Fed and slash rates on savings accounts by an average of 1 percent; the...
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FintechUSANews Roundup
·Mar. 12, 2020

Challenger Banks Could Steal 8 Percent of Retail Banking Revenues

According to a new report from Accenture high street banks face the possibility of losing up to 8 percent of...
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News RoundupFintechUSA
·Mar. 6, 2020

The Argument For and Against a National Interest Rate Cap

The states have taken the lead when it comes to interest rate caps with 32 states capping APR at 36%;...
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