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News RoundupFintechUSA
·May. 15, 2019

Millennials Increasingly Late on Credit Card Payments

Bloomberg reports that the charge-off rate among card issuers in Q1 2019 increased to the highest level in almost seven...
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News Roundup
·Apr. 24, 2012

The Difference Between a Default and a Charge-off at Lending Club

If you have a well diversified p2p lending portfolio then defaults are annoying but they are unlikely to do too...
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News Roundup
·Jan. 17, 2011

Analysis of the Spread of Late Payments

I was tooling around on Eric’s Credit Community last week when I came across the interesting chart above. It is...
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Peer to Peer Lending
·May. 26, 2015

Diversification and P2P Lending – Part 2

[Editors Note: This is a guest post from Christian Hamson. Christian is the Chief Credit Officer at NSR Invest. He has...
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Peer to Peer Lending
·Sep. 6, 2011

The Peer to Peer Lending Default Curve

Most p2p investors will likely experience a borrower default at some point. I have been curious for some time to...
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