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credit risk

News Roundup
·Feb. 13, 2012

A Look Back at Prosper 1.0 – How Relevant are the Numbers?

Prosper launched with great fanfare back in 2006. For the first time in this country individuals could act like a...
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TransUnion building in Chicago
Fintech
·Feb. 23, 2023

TransUnion reorganizes, rebrands product lines

TransUnion's unveiling of seven verticals, called 'global solutions lines,' was the latest step by the information and insights company as it continues to expand beyond its traditional business as a consumer credit reporting agency.
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FintechNews Roundup
·Jan. 19, 2018

Harmoney’s Use of AI for Credit Risk

Harmoney has shared that they are working with DataRobot to improve credit assessments; DataRobot automates data science workflow and allows users to customize predictive models; Harmoney’s models have been trained on data from over 300,000 loan applications; previously it took them 12 to 16 weeks to deploy models, now it takes just minutes. Source

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News Roundup
·Jan. 21, 2011

Four Filters to Increase Your P2P Lending ROI

When you look at the spread of late payments from the post I published earlier this week it is obvious...
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News Roundup
·Nov. 7, 2011

How Lending Club and Prosper Set Interest Rates

When borrowers apply for a loan at Lending Club or Prosper there are probably two main things they want to...
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News Roundup
·Dec. 6, 2010

Corporate Bonds vs Lending Club Notes

Last month Lending Club conducted a webinar for their p2p investors that included the slide above. This was striking to...
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Peer to Peer Lending
·Feb. 21, 2013

Taking a Close Look at Lending Club’s Underwriting Changes

I was in San Francisco last week visiting Lending Club and Prosper. So I took the opportunity to sit down...
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News Roundup
·Sep. 3, 2020

Recent White Papers Covering Lending and Risk During the Crisis

Coming out of the crisis will be hard work for lenders of all stripes. We recently featured two white papers...
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Regulation
·Dec. 22, 2010

State Securities Regulators are Clueless About P2P Lending

It seems that regulators in Pennsylvania have had some misgivings about p2p lending. So, the PA Securities Commission issued this...
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News Roundup
·Dec. 28, 2010

Social Lending Arbitrage: Good or Bad Idea?

Investment arbitrage has been around for centuries and it has been applied to virtually every investment vehicle from the Dutch...
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