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credit and underwriting
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credit and underwriting

Lending
·Apr. 22, 2021

Unpacking the Shift From Historic to Real-Time Data in Lending

[Editor’s note: This is the fourth article (see part one, part two and part three) in a special series we...
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FintechUSA
·Jul. 24, 2020

Pandemic Shows Limits of Traditional Credit Models

In an op-ed in American Banker, the CEO of MeasureOne, Elan Amir, noted that traditional credit models are not well...
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News Roundup
·Apr. 7, 2020

How Lenders Can Mitigate Fraud in Challenging Times

Lenders are facing some extraordinary times right now as they try to prepare for the months ahead. Underwriting risk has...
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News RoundupFintechUSA
·Mar. 30, 2020

Lenders Begin Tightening Credit Standards

Lenders of all stripes are starting to review their lending criteria as they anticipate seeing a wave of applications from...
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News RoundupFintechUSA
·Jan. 15, 2020

Online SMB Lenders Have Work to do on Customer Satisfaction

According to a new report by the Cleveland Fed online SMB lenders have a net satisfaction rate of 33 percent...
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Fintech One-on-One Podcast
·Sep. 25, 2020

Podcast 266: Prashant Fuloria of Fundbox

The pandemic has had more impact on small business lending than probably any other vertical. While the PPP enabled many...
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Fintech One-on-One Podcast
·Apr. 10, 2020

Podcast 242: Ram Ahluwalia of PeerIQ

These are challenging times, particularly for lenders. There are no risk models that can predict what might happen not just...
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USANews RoundupFintech
·Apr. 3, 2020

From the LendIt Fintech Vault: Analytic Innovations Using Consumer Permissioned Data

Consumer awareness of their financial health has never been higher; whether planning to buy a home, car or finance an...
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FintechUSANews Roundup
·Jan. 16, 2020

Goldman Slowed Personal Lending for Marcus after Apple Card Launch

Goldman Sachs slowed originations for their personal loan product through Marcus after they launched the Apple Card; “The slowing pace...
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