On episode 65 I talk with Archie Ravishankar, Founder, and CEO of Cogni. Cogni is a next-gen platform that combines banking, commerce, and lifestyle.
Cogni’s mission is to offer personalized banking products suited to the lifestyles of those 18-to-35. Too many banking products talk with a single voice for all customers; Cogni is aiming to change that dynamic.
Archie and I discuss how he’s building a financial platform that is suited for people’s lifestyles, why he thinks it’s now more attractive to build on web3 than web2, and his vision for the company and advice to young entrepreneurs just getting started.
We also touch on bank partnerships, reducing carbon footprints, FDIC insurance, raising capital, and much more. Without further ado, I present Archie Ravishankar, Founder, and CEO of Cogni. I hope you enjoy the episode.
Episode discussion points include:
Archie’s journey to Cogni
Why building for people’s lifestyles is so important
Whether or not focusing on 18 – 35-year-olds is a risk
How they came to launch the digital gift card product
Todd is the host of PitchIt: the fintech startups podcast, a weekly interview show featuring emerging fintech founders and leading venture capitalists. He is responsible for leading the content team which covers fintech through daily & weekly email newsletters, editorial, virtual events, and in-person conferences. He has been covering fintech, banking, and venture capital for more than 15 years, including speaking regularly at industry events.