Peer to Peer Lending News Roundup – October 18, 2014

During the week I share the latest p2p lending news on Twitter as it happens. Then every Saturday I take the most interesting news items and blog posts from the past week and share them here.

Short Term Small Business Lending: The Sweet Spot for Investors? from AltFi – I love small business and I also think investing in small business loans is one of the best investment opportunities we have today.

Consumer Credit Trends – Q3 2014 Update from Orchard – Excellent analysis from Orchard of Prosper’s loan book including a great chart comparing 30-day delinquencies by year.

Prosper’s Ron Suber Discusses CFGE, Peer-to-Peer Lending and Working with Big Banks from – Good interview with Prosper president Ron Suber.

The Disappearance Of Peer-To-Peer Lending from Forbes – Nav Athwal from RealtyShares says that p2p lending is dead. In some ways I agree with him.

American Banker & Lending Club IPO Signal Peer to Peer Coming of Age from Crowdfund Insider – Review of the recent American Banker conference with some quotes from the speakers.

Upstart: An Elegant Lending Platform for a More Civilized Age from Wall St Cheat Sheet – Review of new p2p lending platform Upstart.

P2P Lending In Japan – The Current Situation from Wiseclerk – Japan has not been a hotbed of p2p lending activity and this articles explains why.

Savers get new tax-free peer-to-peer option as Treasury considers including lend-to-save in super Isas from This is Money UK) – The big news in the UK this week was the government laying out the options for holding p2p lending investments  in ISAs.

Orchard Platform’s CEO Matt Burton Discusses P2P Lending Market Development from Crowdfund Insider – Wide ranging interview with Orchard CEO and co-founder Matt Burton.

CAPITAL ONE CEO: APPLE PAY TOKENS “A GAME-CHANGER” from PYMNTS – Capital One CEO says p2p lending “not at the top of our list in terms of opportunities”.

My Peer to Peer Lending Returns – Q3 2014 from Peer & Social Lending – Ryan shares the details of his third quarter returns at Lending Club and Prosper.

Default Rates at Lending Club & Prosper: When Loans Go Bad from LendingMemo – Detailed analysis of default rates at Lending Club and Prosper.

From the Lend Academy Forum

The Lend Academy forum is where investors go to discuss p2p lending. Below are some topics that were being discussed this week.

Lendingclub API – A new API is coming from Lending Club at the end of the year.

Automated investing concern – When you use automated investing sometimes it catches loans with erroneous data.

Loan-loss provision up 17 percent on credit card company – Some data on credit card loan-loss provisions and a comparison with p2p lending.

  • Peter Renton

    Peter Renton is the chairman and co-founder of LendIt Fintech, the world’s first and largest digital media and events company focused on fintech. Peter has been writing about fintech since 2010 and he is the author and creator of the Fintech One-on-One Podcast, the first and longest-running fintech interview series. Peter has been interviewed by the Wall Street Journal, Bloomberg, The New York Times, CNBC, CNN, Fortune, NPR, Fox Business News, the Financial Times, and dozens of other publications.

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