Borrowers can complete the entire process without talking to a human being.
People with higher credit scores are more likely to have grown up in an environment where they learned how to use credit to their advantage.
Household debt continues to rise, proof that more families are struggling to make ends meet, fintech industry executives believe.
A New York Fed report shows Americans leaned heavily on their credit cards in June to offset growing financial pressures from inflation.
On Tuesday, Denver-based online lender Funding Circle launched a partnership with DreamSpring, to increase access to funding for SMBs.