The Student Borrower Protection Center released a report which digs into how education data in underwriting may be causing educational redlining; the example is given of two identical borrowers who have the same credit profile and loan amount with the only difference being that one of them went to community college and the other attended a four year institution; the student who attended community college is charged more; the advocacy group was founded by Seth Frotman, a former CFPB official and specifically mentions Wells Fargo and Upstart though both firms dispute the claims; the Student Borrower Protection Center used publicly available data and is encouraging regulators to take a closer look at education data used in underwriting; The Washington Post has more on both sides of the story. Washington Post
With efforts in many different areas of the team, she helps manage, organize and execute digital and event content. She works with webinars, podcasts, social media along with managing the hundreds of speakers that attend our conferences.
Emily was a part of the Zimmerman Advertising Program at the University of South Florida. She graduated in 2019 receiving a Bachelor of Science in Business Advertising.